I agree, I too was a surfer first, shaper second and still learning more about business. But I have seen more than my share of bold faced lies and ponzi scheme builders relying on the next deposit to pay off the last blank and glass job. In my years at Channin’s I would see Tony remove all a shapers tools to his office until he had been paid up and customers arriving looking for Mr.xyz and “ is there anything of his here “ and leaving with unshaped blanks. A really popular fish shaper was at the top of this list. And the “sorry there was a fire at the glass shop and your blank was damaged, I’m shaping you a new one, “well can I see it”?, “ I broke it and threw it away”. The lies and inability to manage the money seem to be the biggest driving factor.