Skin cancer and health care coverage...

PeakMaster

Well-Known Member
Feb 15, 2004
2,019
720
USA New Jersey CMC
Not sure what your beef is, level of care has been very good for us. Maybe it's because Medicare plans vary by each state, guess some are better than others.
No beef. I'm perfectly content with my plan. Its top notch. I'm just saying that some of the advantage plans, while seemingly attractive because they include a lot of smaller items, actually suck for more high cost treatments and such. I don't have an advantage plan. I got in under the wire for that plan F so I picked the Cadillac coverage...but oneof my wife's retirement benefits covers the additional costs...for life. It was a sweet deal.
 
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Driftwood

Well-Known Member
Dec 2, 2014
1,320
915
France
Thanks gentlemen for all the insight, that gives me some idea of what I'd be heading into. Definitely a case of find the job, with the coverage, before making any kind of a move.
 

paipodude

Member
Oct 27, 2019
72
51
Maryland, or By-the-Sea
Thanks gentlemen for all the insight, that gives me some idea of what I'd be heading into. Definitely a case of find the job, with the coverage, before making any kind of a move.
Find the area that has a solid health care systems as well. I have a very low opinion of Central FL, the Villages to Ocala area, ranging from PT to family/internal medicine to surgical to specialized--too many stories to tell after helping my parents for 3 years. Much better down around Ft. Pierce-Stuart-West Palm Beach where Cleveland Clinic is doing a solid job. My understanding is that the health care systems around FL have a lot of highs and lows.
 

takedown

Active Member
Jun 26, 2017
378
183
Eugene, OR
This is a bit off-topic, but skin cancer is imminently treatable if you catch it early. I go for a full-body exam every year -- every inch of the rambling wreck, including scalp -- because my doc's practice has zero fatalities with patients who go at least once a year. I get stuff removed every year, but it keeps me alive.
What does a full scan consist of? I'm interested in this screening, was it something you had to search out a doctor for that supports it or did your doctor just offer it up?
 

Doggyfizzle

Member
Nov 23, 2020
57
78
Ventura
What does a full scan consist of? I'm interested in this screening, was it something you had to search out a doctor for that supports it or did your doctor just offer it up?
My insurance allows me to query in-network doctors from their website by specialty, so I looked for dermatologists within an hour or so of where I live. The doctor I see had great reviews through my insurance plan and Yelp, and is also a surfer, so he's pretty attuned to what sort of stuff to look for. Basically, I strip down to my skivvies and he looks at every mole or skin growth with a dermascope. If he doesn't see anything unusual, I'm in and out in 15 minutes. A biopsy takes about 30 more minutes if he sees something he doesn't like. Depending on insurance you might need a specialist referral from your primary care physician, but a regular doc can probably perform a thorough skin check as well.
 

takedown

Active Member
Jun 26, 2017
378
183
Eugene, OR
Excellent, thanks for the details. I did the check with my primary doc and I can go anywhere in network on my own so I'll look up a dermatologist and get an appointment. My dad has many things blasted off his head after working so many years in the sun and he's always caught them early, so it'd be good to do the same. Appreciate this thread and reminder.
 

TurtleTime

Member
Dec 25, 2018
55
58
San Clemente
have had Kaiser, and they don't burn things off unless malignant?

i should probably go again now that i changed plans, glad for my olive complexion, other friends my age have had lots taken off.
 

nedsurf

Well-Known Member
Jan 22, 2005
3,104
1,220
have had Kaiser, and they don't burn things off unless malignant?

i should probably go again now that i changed plans, glad for my olive complexion, other friends my age have had lots taken off.
Had my dermatologist visit today at Kaiser, very thorough, he surfs so during the exam and treatment we talked boards, breaks, and sun damage. Lucky me, no cutting involved, but I got many spots frozen - I am hurting a bit right now. They are proactive on sun damage, and as I mentioned I can take a picture of questionable spots and send it to them for a e-visit evaluation. The last time I did this resulted in today's appointment.

Back in Colorado I once had a dermatologist visit. Never saw him before. Did an exam, then started freezing off spots. All good, until I got the bill. This shit charged me like $30 or $40 for each spot he hit, total bill for a 20 minute visit was over $600. Took me months to resolve it, but sure as hell didn't pay more than the normal and reasonable charges. If it's a doc new to you, better ask.
 

Driftwood

Well-Known Member
Dec 2, 2014
1,320
915
France
Good to know for Kaiser - I was covered with them a long time ago and they were great then about the beginnings of my skin issues, our son's birth, pretty much a great overall experience, at least for a healthy 20-something!

nedsurf - had the same thing happen a decade or so ago in San Diego. I thought I'd get a Stateside opinion on how things were going. Nice chat, guy says "Ah, we should probably burn these off while you're here" so he burns off maybe 15 spots. Perfectly routine for me so no biggie. Although, fuck, I think, now I'm going to look like shit for the rest of my trip. And then the secretay says that it'll be 465 or something like that. I had just spent twenty minutes with the guy talking about what I did to keep up on my skin and the fact that I'd see my dermatologist in France in about two weeks where this is covered as part of a standard visit.

Guy was such a sleeze despite his good reputation/reviews. Basically snuck that in to make sure he got a cut of the action at the client's expense. I think I was able to negotiate back down to a standard office visit cost, but what a jerk. No offense to the Rolex wearers amongst you, but that guy seemed a little too proud of his and I got to see how he financed it.
 




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