No beef. I'm perfectly content with my plan. Its top notch. I'm just saying that some of the advantage plans, while seemingly attractive because they include a lot of smaller items, actually suck for more high cost treatments and such. I don't have an advantage plan. I got in under the wire for that plan F so I picked the Cadillac coverage...but oneof my wife's retirement benefits covers the additional costs...for life. It was a sweet deal.Not sure what your beef is, level of care has been very good for us. Maybe it's because Medicare plans vary by each state, guess some are better than others.